Whether a property can be bought with a housing loan.
The bank sends the property for appraisal; the loan is granted according to the deed type, the occupancy permit status, the build quality and the valuation. Properties with condominium ownership and an occupancy permit are the most trouble-free group.
A shared title deed, a building without an occupancy permit and unauthorised additions can all stand in the way of a loan. As a seller, stating mortgage eligibility in the listing widens your pool of buyers.
Related terms
- Expert appraisal (valuation)
- Condominium ownership (kat mülkiyeti)
- Occupancy permit (building use permit)
- Mortgage lien
Do you need help with this?
As Konutkent Gayrimenkul we run the whole of the buying, selling and letting process with you. You can ask your question by telephone or fill in the application form: 0312 240 51 51
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